Care Secure for Child Plan – Care Health Insurance
Overview
The Care Secure for Child Plan is a specially designed health insurance policy from Care Health Insurance that ensures complete medical protection for children. It helps parents secure their child’s healthcare needs, cover hospitalization costs, and protect against rising medical expenses. This plan offers financial security, tax benefits, and peace of mind by safeguarding your child’s health.
Key Features of Care Secure for Child Plan
✅ Comprehensive medical coverage for children
✅ Hospitalization expenses covered (pre & post hospitalization)
✅ Coverage for daycare treatments and surgeries
✅ Protection against accidental injuries & critical illnesses
✅ Cashless treatment facility across a wide hospital network
✅ No-Claim Bonus for claim-free years
✅ Tax benefits under Section 80D of Income Tax Act
Eligibility Criteria
Entry Age (Child): Minimum 91 days to 24 years (varies as per plan option)
Entry Age (Adult/Parent): As per policy terms if included
Policy Tenure: 1 / 2 / 3 years (renewable)
Coverage Benefits
In-Patient Hospitalization – Covers medical expenses for hospitalization due to illness or accident.
Daycare Procedures – Expenses for treatments that don’t require 24-hour hospitalization.
Pre & Post Hospitalization – Medical costs before and after hospitalization covered.
Critical Illness Coverage – Financial support for life-threatening diseases.
Accidental Coverage – Complete protection in case of accidents.
Cashless Facility – Easy access to treatment in network hospitals without paying upfront.
Ambulance Cover – Expenses for emergency ambulance services.
No Claim Bonus – Increased coverage for every claim-free year.
Exclusions (Not Covered)
Pre-existing diseases (until waiting period is completed)
Cosmetic or aesthetic treatments
Dental or vision-related routine treatments
Injuries due to self-harm or substance abuse
Non-medical expenses (as per policy terms)
Why Choose Care Secure for Child Plan?
✔️ Affordable premium with high coverage
✔️ Tailor-made for children’s medical needs
✔️ Wide network of cashless hospitals
✔️ Hassle-free and quick claim process
✔️ Extra financial security with No-Claim Bonus
Tax Benefits
Parents can avail tax deduction under Section 80D of the Income Tax Act for the premium paid towards the Care Secure for Child Plan.
Claim Process
Cashless Claim:
Get admitted to a Care Health Insurance network hospital.
Show e-card/policy details at TPA desk.
Hospital coordinates with insurer for approval.
Reimbursement Claim:
Get treatment in any hospital.
Pay bills directly.
Submit claim form with bills & documents.
Amount reimbursed by the insurer.
Conclusion
The Care Secure for Child Plan is a smart investment for every parent who wants to safeguard their child’s health against medical uncertainties. With comprehensive coverage, affordable premiums, and added tax benefits, it ensures complete protection and peace of mind.