Care Ultimate Care Plan – Complete Details
Overview
The Care Ultimate Care Plan by Care Health Insurance is a comprehensive health insurance policy designed to safeguard you and your family against unexpected medical expenses. With high sum insured options, cashless treatment facilities, and lifetime renewability, this plan ensures complete financial security during medical emergencies.
Key Features
✅ Sum Insured up to ₹1 Crore
✅ 21,000+ cashless network hospitals across India
✅ Coverage for pre & post-hospitalization expenses
✅ Daycare treatments (540+ procedures)
✅ AYUSH coverage (Ayurveda, Yoga, Naturopathy, Unani, Siddha, Homeopathy)
✅ Coverage for organ donor expenses
✅ Annual health check-up for all insured members
✅ No Claim Bonus for every claim-free year
✅ Lifetime renewability
Eligibility
Entry Age: 5 years – 60 years (dependent children covered from 91 days onwards)
Policy Term: 1 / 2 / 3 years (as per choice)
Renewability: Lifetime
Family Coverage: Self, Spouse, Children, Parents, Parents-in-law
Coverage Benefits
Hospitalization Expenses – Covers room rent, ICU charges, doctor’s fees, medicines, and nursing.
Daycare Treatments – 540+ procedures that don’t require 24-hour hospitalization.
Maternity & Newborn Cover – Available after the applicable waiting period.
Ambulance Cover – Emergency ambulance expenses are included.
Second Opinion – Free expert consultation from top specialists.
Global Coverage – International treatment for life-threatening illnesses (as per policy terms).
Exclusions
Pre-existing diseases (until completion of the waiting period)
Cosmetic or plastic surgery (unless medically necessary)
Self-inflicted injuries or suicide attempts
Treatment due to alcohol or drug abuse
Non-allopathic treatments (except AYUSH systems)
Why Choose Care Ultimate Care Plan?
High coverage option up to ₹1 Crore
Wide hospital network for cashless treatment
Suitable for individuals as well as families
Covers modern and global medical treatments
Protects against rising healthcare costs
Conclusion
The Care Ultimate Care Plan is an ideal choice for individuals and families seeking extensive health insurance coverage. With its wide-ranging benefits, flexible options, and strong financial protection, it provides peace of mind and ensures complete care when you need it the most.